Credit card detail

American Express Platinum Edge

  • Card type


  • Annual Fee

    $149 p.a.

  • Interest Rate

    19.95% p.a. (or 0% when you pay your balance in full)

  • Interest Free Period

    Up to 55 days

American Express Platinum Edge is one of the most rewarding credit cards available in New Zealand. For an annual fee of $149, you can unlock countless perks and fantastic points earn rates. It also offers an interest-free period for the first 55 days and right now you can get 20,000 bonus Points when you sign up online and spend $750 in the first 3 months (new members only).

  • Earn rate

    Earn up to 3 Membership Rewards points per dollar spent.

  • Bonus Offer

    20,000 Membership Rewards Bonus Points (min spend of $750 in 3 months required - new members only).

  • Insurance Benefits

    Receive complimentary domestic and international Travel Insurance when you pay for travel on your Card.

  • Complimentary Flight

    Get a complimentary direct domestic return flight (seat plus bag) with Air New Zealand, each membership year.


Eligibility Criteria

To apply for an American Express Platinum Edge Card, you’ll need to be able to meet the following criteria

  • Be aged 18 or over
  • Have an annual income of $50,000 or more
  • Have the right to work in New Zealand, and
  • If self-employed, have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)
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Complimentary Air New Zealand Return Flight

One of the great perks of the American Express Platinum Edge is the complimentary domestic Air New Zealand flight you receive each membership year. This ongoing benefit offsets the annual fee of the card. You can book your complimentary flight up to 2 weeks in advance and seat selection + a checked bag are included. You can book your flight between 9.00am and 5.30pm, by calling 0800 332 268, or +64 9 583 8287.


Earning Points

The American Express Platinum Edge Card earns points in the Membership Rewards Program. This is a flexible program which allows you to transfer to a range of frequent flyer partners. In addition, you can also redeem your points for gift cards or direct flight and travel purchases with Hello World and Webjet. If you have other members of your household over 18, you can give them a free additional card under your account to further accelerate your points earning potential.

  • Major Supermarket Earn Rate

    3 Points per $1 spent

  • Major Petrol Station Earn Rate

    2 Points per $1 spent

  • Other Purchases

    1 Point per $1 spent


Ready to Apply? Get A Huge 20,000 Bonus Points

Simply apply online, be approved, and spend $750 on your Card in the first 3 months of Card Membership (available to New Card Members only).

Apply now ic

Membership Rewards Transfer Rates

When it comes to redeeming your membership rewards points, you have a huge selection of partner frequent flyer programs you can use. Earning points in a flexible rewards program such as Membership Rewards means you have more options when you want to book your flights compared to a card that only earns points in one frequent flyer program.

  • Air New Zealand Airpoints

    175 MR = 1 Airpoint

  • Cathay Pacific Asia Miles

    2 MR = 1 Asia Mile

  • Emirates Skywards

    2 MR = Skyward Mile

  • Singapore Airlines KrisFlyer

    2 MR = 1 KrisFlyer Mile

  • Qantas Frequent Flyer

    2 MR = 1 Frequent Flyer Point

  • Virgin Australia Velocity Frequent Flyer

    2 MR = 1 Velocity Point

  • Malaysia Airlines Enrich

    2 MR = 1 Enrich Mile

  • Hilton Honors

    2 MR = 2 Hilton Honors Points

  • Marriott Bonvoy

    2 MR = 2 Bonvoy Point


Insurance Benefits

When you pay for travel with your Amex Platinum Edge you will be covered by a range of insurance products for both domestic and international travel. However, we highly recommend you read the product disclosure statement to ensure the insurance cover is adequate enough for you and your family.

  • Domestic and International Travel Insurance

    Receive complimentary cover for you, your partner and children under the age of 22 years.

  • Overseas Medical Emergency Expenses Cover

    Have peace of mind with up to $2,500,000 in cover.

  • Personal Liability Cover

    Your Amex Platinum Edge Card also includes Personal Liability Cover up to $1,000,000

  • Travel Inconvenience Cover

    When you pay for travel with your Card, you’re covered for flight delays, missed connections or delayed luggage.

  • Travel Cancellation Cover

    You’ll also be covered for travel cancellations up $10,000.

  • Baggage Cover

    Your bags will also be covered up to $10,000.


Which Supermarkets Earn 3 Points Per $1?

You can really boost your points balance when you use your American Express Platinum, major supermarkets will earn you 3 Membership Reward Points for every dollar you spend. However, it's good to know which supermarkets are on the list so we've compiled them all for you here. Also, keep in mind that supermarkets might sell gift cards for other stores, this means you could benefit from buying a gift card at the supermarket. Let's say you're about to buy a new fridge as Noel Leeming, by buying a gift card you will earn 3 times as many points!

  • Countdown (in store and online)

    3 Membership Rewards per $1 spent.

  • New World

    3 Membership Rewards per $1 spent.

  • Fresh Choice

    3 Membership Rewards per $1 spent.

  • Farro Fresh

    3 Membership Rewards per $1 spent.

  • PAK n SAVE

    3 Membership Rewards per $1 spent.

  • Nosh

    3 Membership Rewards per $1 spent.

  • Super Value

    3 Membership Rewards per $1 spent.

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Amex Card Offers

One of the best features of being an American Express Members is the Amex offers, these offers vary all the time and are accessible within your account. Once you save them to your card they offer statement credits for achieving certain spend targets with a specific retailer. It's like a cashback, straight onto your card! Keep checking your account as these offers change all the time throughout the year.


Which Petrol Stations Earn 3 Points Per $1?

Petrol stations are listed as a bonus point earning category with the Amex Platinum Edge. This includes all major petrol stations so we've made a list of participating outlets in New Zealand.

  • BP

    2 Membership Rewards per $1 spent.

  • Shell

    2 Membership Rewards per $1 spent.

  • Caltex

    2 Membership Rewards per $1 spent.

  • GAS

    2 Membership Rewards per $1 spent.

  • Gull

    2 Membership Rewards per $1 spent.

  • Mobil

    2 Membership Rewards per $1 spent.

  • Z

    2 Membership Rewards per $1 spent.


Ready to Apply?

Applying for the American Express is easy! Simply click the link below to apply directly with American Express online.

Apply now ic

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