Credit card detail

American Express Platinum

  • Card type

    Platinum Charge

  • Annual Fee

    $1,250 p.a.

  • Interest Rate

    19.99% p.a. (or 0% when you pay your balance in full)

  • Interest Free Period

    Up to 44 days

Although its annual fee is rather steep, the American Express Platinum Card does boast a wide range of perks. As a matter of fact, if you take advantage of all the benefits that this charge card has to offer, the yearly fee of $1250 doesn’t have to be an issue.
What makes this card so attractive is that with this card you can earn the most points for your everyday spending as you’ll earn two points for every dollar that you spend. Plus, the number of points that you can earn isn’t capped and cannot expire (just make sure that your card is in good standing).

  • Earn rate

    Earn 2 Membership Rewards points for every $1 spent on your Card

  • Bonus Offer

    80,000 Membership Rewards Bonus Points

  • VIP Lounge Access

    You and a guest can enjoy complimentary access to 1,200 Airport lounges

  • Travel Credit

    Receive a $200 Travel Credit each year

  • Hotel & Car Hire Elite Status

    Gain upgraded status and complimentary benefits with our hotel partners

  • Insurance Benefits

    Receive complimentary domestic and international travel insurance and smartphone screen insurance


Eligibility Criteria

To apply for an American Express Airpoints Platinum Card, you’ll need to be able to meet the following criteria

  • Be aged 18 or over
  • Have no history of bad debt or payment default
  • Have a personal gross (pre-tax) annual income of $100,000 or more
  • Have the right to work in New Zealand, and
  • If self-employed, have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)

Four airport lounge entries per year

With The American Express Airpoints Platinum Card, you don’t have to fly business class to enjoy a luxurious travel experience.


    Every year cardholders will receive two free passes to one of the Priority Pass lounges across the globe so that you can put your feet up prior to your flight.


    As Priority Pass boasts the largest lounge network (there are more than 1 200 lounges), you’ll be sure to find a spot to lounge.


    Cardholders also receive two entries per year to the American Express lounges situated at Melbourne Airport International or Sydney Airport International.


    Every year cardholders will receive two free passes to one of the Priority Pass lounges across the globe so that you can put your feet up prior to your flight.


Accor Plus Membership - Free Hotel Night

The main cardholder will also receive an Accor Plus membership which normally costs $395 for free. This annual membership offers special perks to be enjoyed within the Accor hotels group. As part of this membership, you’ll receive an annual night’s stay free of charge at an Accor hotel. On top of that, you’ll also become a Silver member in the international loyalty programme, Le Club AccorHotels. Thanks to this worldwide loyalty programme of Accor, you’ll receive free internet as well as late checkout at all Accor hotels.

  • Up to 50% off dining

    Accor Plus gives you up to 50% off dining when you dine at any of the hotels in the Asia Pacific region.

  • Instant Silver Status

    As an Accor Plus member, you will receive instant Accor Silver Status which is valid worldwide.

  • Red Hote Rooms

    Save up to 50% off accommodation through the exclusive Accor Plus Red Hote Rooms portal.


Ready to Apply?

Get a whopping 80,000 bonus Membership Rewards points and $200 travel credit when you apply online and spend $1,500 within the first 3 months.

Apply now ic

American Express Platinum Travel Insurance Benefits

Receive complimentary travel insurance when you pay for travel with your American Express Platinum Card or your Membership Rewards points. Make sure to read the PDS to ensure the insurance offered is adequate for your needs.

  • Loss Damage Waiver Cover

    Get complimentary vehicle insurance excess cover up to $125,000 when you pay for car hire with your Amex Platinum Card

  • Transport Accident Cover

    American Express Platinum will cover you up to $1,000,000 if you have an accident while travelling

  • International Travel Insurance

    Receive complimentary cover for you and your family when you pay for your travel with the Card or your points.

  • Medical Emergency Expenses Cover, including Repatriation

    Enjoy peace of mind with up to $20,000,000 in cover. This also includes repatriation.

  • Travel Cancellation Cover

    Cancellation cover will protect you against cancellations up to $30,000 per trip.

  • Personal Liability Cover

    Amex Platinum also includes personal liability cover up to $3,000,000.

  • Baggage, Money and Documents Cover

    If something goes wrong during your trip, your bags, money and documents will be covered for a total of 60,000 per trip.

  • Global Assist Service

    If you need help, Global Assist has got your back and will put you in touch with medical and legal services when you are 200km away from your home for no longer than 90 days.


Uncapped Points Earning Potential

The American Express Platinum Card has no points earning cap on your everyday spend. This means you can earn an unlimited amount of points throughout the year. Most importantly, your points will never expire as long as you're an American Express member. You can also add additional cardholders to your account at no extra cost, you will receive points for every dollar they spend as well.

  • Points Earn rate Per $

    Earn 2 Membership Rewards points for every $1 spent on your Card


Membership Rewards transfer Partner

American Express Membership Rewards is a flexible rewards program. This means when you're ready to redeem your points, you can send them to a wide range for frequent flyer programs. In our opinion, this is the best way to earn points since it gives you more options to get the flights you want when you want.

  • Air New Zealand Airpoints

    175 MR = 1 Airpoint

  • Cathay Pacific Asia Miles

    2 MR = 1 Asia Mile

  • Emirates Skywards

    2 MR = Skyward Mile

  • Singapore Airlines KrisFlyer

    2 MR = 1 KrisFlyer Mile

  • Qantas Frequent Flyer

    2 MR = 1 Frequent Flyer Point

  • Virgin Australia Velocity Frequent Flyer

    2 MR = 1 Velocity Point

  • Malaysia Airlines Enrich

    2 MR = 1 Enrich Mile

  • Hilton Honors

    2 MR = 2 Hilton Honors Points

  • Marriott Bonvoy

    2 MR = 2 Bonvoy Point

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Access To Travel Booking Services And Privileges

When you get approved for an American Express Platinum Charge card, American Express Travel will basically become your very own travel agent. You’ll get an annual statement credit of $200 for the bookings that you’ve made via American Express Travel. Another perk of American Express Travel is that business class travellers will be able to take advantage of a big selection of discounts that aren’t necessarily available to the public. When you travel with one of the selected partner airlines that include Virgin Australia, Air China, Emirates, Lufthansa and Singapore Airlines, you can get exclusive discounts in business or first class.


Amex Fine Hotels & Resorts

Fine Hotels & Resorts is a program by American Express which is exclusive to Platinum and Centurion Card Members. The program offers guests a range of benefits across a portfolio of luxury hotels around the world.

ng able to check in at 12 p.m. Complimentary breakfast Wi-Fi free of charge Qualifying for a room upgrade when available Many times you’ll get a credit when you stay Being able to checkout later at 4 p.m.


Ready to Apply?

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